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Universal Sompo

Universal Sompo Private Car Insurance (Comprehensive)

Universal Sompo Private Car Insurance (Comprehensive) is a private car insurance policy with 13 add-ons listed by the insurer.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

Universal Sompo Private Car Insurance (Comprehensive) is a car insurance plan from Universal Sompo. Key specifications: number of add-ons listed 13, cashless garages 13,500+.

Premium depends on your profile
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Number of add-ons listed
13
Cashless garages
13,500+

Full specifications

Policy

Policy types Comprehensive Car Insurance, Third-Party Car Insurance, Standalone Own Damage Cover
Number of add-ons listed 13
Add-ons listed Zero Depreciation Cover, Return to Invoice (RTI), Engine and Gearbox Protector, NCB Protector, Key Replacement, Tyre and Rim Secure, Daily Cash Allowance, Personal Belongings Cover, Hospital Daily Cash, Roadside Assistance (RSA), Wrong Fuel Cover, Cost of Consumables, Secure Towing
Cashless garages 13,500+
Claim process 1. Intimate the claim and submit the claim form. 2. Produce vehicle at a network garage for cashless service. 3. Produce vehicle for survey; do not dismantle or start repairs before survey/surveyor approval. 4. Surveyor submits report. 5. Submit required documents. 6. Claim processed within 7 working days of last document submission.

Specifications

Vehicle Private car

About the Private Car Insurance (Comprehensive)

Universal Sompo Private Car Insurance (Comprehensive) is a private car insurance policy with 13 add-ons listed by the insurer. It is one of 19 car insurance plans on Comparezi, from Universal Sompo.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Policy

  • Policy types offered: Comprehensive Car Insurance, Third-Party Car Insurance, Standalone Own Damage Cover
  • Add-ons listed: Zero Depreciation Cover, Return to Invoice (RTI), Engine and Gearbox Protector, NCB Protector, Key Replacement, Tyre and Rim Secure, Daily Cash Allowance, Personal Belongings Cover, Hospital Daily Cash, Roadside Assistance (RSA), Wrong Fuel Cover, Cost of Consumables, Secure Towing
  • Cashless garages: 13,500+
  • Claim process: 1. Intimate the claim and submit the claim form. 2. Produce vehicle at a network garage for cashless service. 3. Produce vehicle for survey; do not dismantle or start repairs before survey/surveyor approval. 4. Surveyor submits report. 5. Submit required documents. 6. Claim processed within 7 working days of last document submission.

Premium

The third-party part is a fixed government rate (see the car insurance page); the own-damage part depends on the vehicle's value, age, city, no-claim bonus and add-ons, so there is no single price. Get a quote from the insurer.

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

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Questions

Private Car Insurance (Comprehensive) FAQs

The third-party part is a fixed government rate (see the car insurance page); the own-damage part depends on the vehicle's value, age, city, no-claim bonus and add-ons, so there is no single price. Get a quote from the insurer.

Zero Depreciation Cover, Return to Invoice (RTI), Engine and Gearbox Protector, NCB Protector, Key Replacement, Tyre and Rim Secure, Daily Cash Allowance, Personal Belongings Cover, Hospital Daily Cash, Roadside Assistance (RSA), Wrong Fuel Cover, Cost of Consumables, Secure Towing.

13,500+, as stated by the insurer.

No. The third-party premium is fixed by the government and is the same with every insurer; the own-damage part and add-ons are priced by the insurer.

Data sources

  • Manufacturer official pages

Last updated

Product details

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Links to insurers are not paid. Comparezi earns only from labelled ads, which never affect the Comparezi Score, the order of insurers, or the price shown, which is what the insurer listed when we checked.

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