Skip to content

Car Insurance · head to head

Car Insurance (Private Car Comprehensive) vs Private Car Insurance (Comprehensive)

Save New comparison

Quick verdict

  • Private Car Insurance (Comprehensive) is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Car Insurance (Private Car Comprehensive)
Private Car Insurance (Comprehensive)
Policy
Policy types
Comprehensive Car Insurance, Third Party Car insurance, Standalone Own Damage Cover, Cover for Brand New Car (Single Year Comprehensive Cover, Long Term Comprehensive Cover)
Comprehensive Car Insurance, Third-Party Car Insurance, Standalone Own Damage Cover
Number of add-ons listed
11
13
Add-ons listed
Zero Depreciation Cover, No Claim Bonus (NCB) Protection, Roadside Assistance, Cost of Consumables Cover, Tyre Secure Cover, EMI Protector, Return to invoice (RTI), Engine Protection Cover, Downtime Protection, Loss of Personal Belongings Cover, Pay As You Drive Cover
Zero Depreciation Cover, Return to Invoice (RTI), Engine and Gearbox Protector, NCB Protector, Key Replacement, Tyre and Rim Secure, Daily Cash Allowance, Personal Belongings Cover, Hospital Daily Cash, Roadside Assistance (RSA), Wrong Fuel Cover, Cost of Consumables, Secure Towing
Cashless garages
12,200+
13,500+
Claim process
1. Notify your insurer (24/7 via phone, mobile app or website). 2. Submit essential documents (policy, driving licence, RC). 3. Surveyor inspects and assesses damage. 4. Cashless repair at a network garage, or pay and claim reimbursement.
1. Intimate the claim and submit the claim form. 2. Produce vehicle at a network garage for cashless service. 3. Produce vehicle for survey; do not dismantle or start repairs before survey/surveyor approval. 4. Surveyor submits report. 5. Submit required documents. 6. Claim processed within 7 working days of last document submission.
Insurer
IRDAI UIN
IRDAN125P0005V01200203
—

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

Compare