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Digit Car Insurance (Comprehensive Plan) vs Private Car Insurance (Comprehensive)

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Specifications side by side

Spec
Digit Car Insurance (Comprehensive Plan)
Private Car Insurance (Comprehensive)
Policy
Policy types
Third-Party Plan, Comprehensive Plan, Own Damage Plan
Comprehensive Car Insurance, Third-Party Car Insurance, Standalone Own Damage Cover
Number of add-ons listed
14
13
Add-ons listed
Zero Depreciation Cover, Return to Invoice Cover, Engine and Gearbox Protection Cover, Pay As You Drive (PAYD) Cover, Breakdown Assistance, Tyre Protect Cover, EV Shield Add-on Cover, NCB Protector Cover, Preferred Garage Discount Add-on, Accidental Hospitalisation Cover, Daily Hospital Cash Cover, Good Driver Benefit, Advantage Plus Add-on, Consumable Cover
Zero Depreciation Cover, Return to Invoice (RTI), Engine and Gearbox Protector, NCB Protector, Key Replacement, Tyre and Rim Secure, Daily Cash Allowance, Personal Belongings Cover, Hospital Daily Cash, Roadside Assistance (RSA), Wrong Fuel Cover, Cost of Consumables, Secure Towing
Cashless garages
10000+
13,500+
Claim process
Digit App: open 'File Motor Claim' and select the policy; enter accident, damage, vehicle location and contact details and click Register Claim; claim number generated; upload documents, select garage; smartphone self-inspection.
1. Intimate the claim and submit the claim form. 2. Produce vehicle at a network garage for cashless service. 3. Produce vehicle for survey; do not dismantle or start repairs before survey/surveyor approval. 4. Surveyor submits report. 5. Submit required documents. 6. Claim processed within 7 working days of last document submission.

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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