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Car Insurance · head to head

Private Car Insurance (Comprehensive) vs Comprehensive Car Insurance Policy

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Quick verdict

  • Private Car Insurance (Comprehensive) is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Private Car Insurance (Comprehensive)
Comprehensive Car Insurance Policy
Policy
Policy types
Comprehensive Car Insurance, Third-Party Car Insurance, Standalone Own Damage Cover
Comprehensive Car Insurance Policy, Third-Party Car Insurance Policy, Stand-Alone or Own Damage Cover Policy, Depreciation Cover Add-On - Super Saver (Bumper-to-Bumper Insurance)
Number of add-ons listed
13
11
Add-ons listed
Zero Depreciation Cover, Return to Invoice (RTI), Engine and Gearbox Protector, NCB Protector, Key Replacement, Tyre and Rim Secure, Daily Cash Allowance, Personal Belongings Cover, Hospital Daily Cash, Roadside Assistance (RSA), Wrong Fuel Cover, Cost of Consumables, Secure Towing
Depreciation Cover, Roadside Assistance, Engine Protect, Consumables, Return to Invoice, Loss of Personal Belongings, Tyre Protect, Clutch Protect, Key replacement, Passenger Cover, EV Protect
Cashless garages
13,500+
6500+
Claim process
1. Intimate the claim and submit the claim form. 2. Produce vehicle at a network garage for cashless service. 3. Produce vehicle for survey; do not dismantle or start repairs before survey/surveyor approval. 4. Surveyor submits report. 5. Submit required documents. 6. Claim processed within 7 working days of last document submission.
Call 1800-2120 (8 a.m.-8 p.m.) to intimate the claim; get a Claim Reference Number; submit DL, RC, FIR as applicable; inspection within 24 hours on a working day; cashless repair at network garage or reimbursement process.

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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