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HDFC ERGO · HDFTIOP24042V022425

HDFC ERGO Explorer

HDFC ERGO Explorer (IRDAI UIN HDFTIOP24042V022425) is a single trip international travel insurance plan with medical sum insured from USD 40,000 to USD 1,000,000 (6 options).

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

HDFC ERGO Explorer is a travel insurance plan from HDFC ERGO. Key specifications: trip type Single trip, sum insured options (USD) USD 40,000, USD 50,000, USD 100,000, USD 200,000, USD 500,000, USD 1,000,000. Among travel insurance here it fits best for most benefits included first.

Sample premium ₹358 per trip*

*For: Silver plan, Single Trip, Sum Insured USD 50,000, Europe Including Schengen, duration 0-7 days, age band 0-40; INR, exclusive of taxes (per chart). Your premium will differ.

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Trip type
Single trip
Sum insured options (USD)
USD 40,000, USD 50,000, USD 100,000, USD 200,000, USD 500,000, USD 1,000,000

Who should buy it

  • Best for Most benefits included first · How should we order the plans? #1 of 23 travel insurance for this

Full specifications

Plan

Trip type Single trip
Geography Asia (Excl. Japan) | Worldwide | Worldwide excluding US and Canada | Europe including Schengen
Sum insured options (USD) USD 40,000, USD 50,000, USD 100,000, USD 200,000, USD 500,000, USD 1,000,000
Entry age Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: Lifetime
Pre-existing conditions Optional 'Extension of Pre-Existing Disease (PED) Coverage' (if declared and accepted): 'Upto 1% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS' or 'Upto 3% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS (Max upto $10,000)'; otherwise excluded

Benefits

Medical expenses Yes
Trip cancellation Yes
Baggage loss Yes
Baggage delay Yes
Passport loss Yes
Flight delay Yes
Personal liability Yes

Premium

Sample annual premium ₹358
Sample premium is for Silver plan, Single Trip, Sum Insured USD 50,000, Europe Including Schengen, duration 0-7 days, age band 0-40; INR, exclusive of taxes (per chart)

Insurer

IRDAI UIN HDFTIOP24042V022425

About the Explorer

HDFC ERGO Explorer (IRDAI UIN HDFTIOP24042V022425) is a single trip international travel insurance plan with medical sum insured from USD 40,000 to USD 1,000,000 (6 options). It is one of 23 travel insurance plans on Comparezi, from HDFC ERGO.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Plan

  • Trip type: Single trip
  • Geography: Asia (Excl. Japan) | Worldwide | Worldwide excluding US and Canada | Europe including Schengen
  • Sum insured options: USD 40,000, USD 50,000, USD 100,000, USD 200,000, USD 500,000, USD 1,000,000
  • Entry age: Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: Lifetime
  • Pre-existing conditions: Optional 'Extension of Pre-Existing Disease (PED) Coverage' (if declared and accepted): 'Upto 1% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS' or 'Upto 3% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS (Max upto $10,000)'; otherwise excluded

Benefits listed by the insurer

  • Medical expenses: Covered
  • Trip cancellation: Covered
  • Baggage loss: Covered
  • Baggage delay: Covered
  • Passport loss: Covered
  • Flight delay: Covered
  • Personal liability: Covered

Premium

It depends on your age, cover, city and options. HDFC ERGO's own published premium table gives ₹358 for this trip for this profile: Silver plan, Single Trip, Sum Insured USD 50,000, Europe Including Schengen, duration 0-7 days, age band 0-40; INR, exclusive of taxes (per chart). Your premium will differ; get a quote from the insurer.

Similar plans from other insurers

Other travel insurance plans from HDFC ERGO

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

Alternatives

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Questions

Explorer FAQs

It depends on your age, cover, city and options. HDFC ERGO's own published premium table gives ₹358 for this trip for this profile: Silver plan, Single Trip, Sum Insured USD 50,000, Europe Including Schengen, duration 0-7 days, age band 0-40; INR, exclusive of taxes (per chart). Your premium will differ; get a quote from the insurer.

HDFTIOP24042V022425. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

Asia (Excl. Japan) | Worldwide | Worldwide excluding US and Canada | Europe including Schengen.

Optional 'Extension of Pre-Existing Disease (PED) Coverage' (if declared and accepted): 'Upto 1% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS' or 'Upto 3% of EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS (Max upto $10,000)'; otherwise excluded.

Yes, the insurer lists trip cancellation; limits depend on the plan option.

Data sources

  • Manufacturer official pages

Last updated

Product details

Disclosure

Links to insurers are not paid. Comparezi earns only from labelled ads, which never affect the Comparezi Score, the order of insurers, or the price shown, which is what the insurer listed when we checked.

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