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Pramerica Life · 140N079V01

Pramerica Life RockSolid Term Insurance

Pramerica Life RockSolid Term Insurance (IRDAI UIN 140N079V01) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 85.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

Pramerica Life RockSolid Term Insurance is a term life insurance plan from Pramerica Life. Key specifications: maximum entry age 65 years, maximum maturity age 85 years, death claims settled (insurer) 99.18%.

Sample premium ₹24,315 a year*

*For: Non-smoker, age 35 (named 'Manish'; gender not explicitly stated), Sum Assured Rs 1 Crore, policy term up to age 75 (40 years), premium paid annually for the entire policy term (regular pay). Tax treatment not stated. Only base-cover premium figure in brochure.. Your premium will differ.

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Maximum entry age
65 years
Maximum maturity age
85 years
Death claims settled (insurer)
99.18%

Full specifications

Eligibility

Minimum entry age 18 years
Maximum entry age 65 years
Maximum maturity age 85 years
Policy term 10 to 30 Years and Up to Age 65, 70, 75, 80, 85
Minimum sum assured ₹50,00,000
Maximum sum assured Subject to Board Approved Underwriting Policy

Plan

Premium payment Regular Pay (equal to policy term); Limited Pay 5, 10, 15, To Age 60; Single Pay; Annual, Semi-Annual, Monthly
Return of premium option No
Death benefit payout Lump Sum Payout; Monthly Income over 5 or 10 years; Lump sum plus Monthly Income (lump sum 10% to 90% in multiples of 10%)
Riders Pramerica Life Accidental Death Benefit Rider (UIN: 140B029V01), Pramerica Life Accidental Total and Permanent Disability Rider (UIN: 140B027V01), Pramerica Life Critical Illness Rider (UIN: 140B026V01), Pramerica Life Waiver of Premium Rider (UIN: 140B028V01)
Waiver of premium Via Pramerica Life Waiver of Premium Rider (optional)

Premium

Sample annual premium ₹24,315
Sample premium is for Non-smoker, age 35 (named 'Manish'; gender not explicitly stated), Sum Assured Rs 1 Crore, policy term up to age 75 (40 years), premium paid annually for the entire policy term (regular pay). Tax treatment not stated. Only base-cover premium figure in brochure.

Insurer

Death claims settled (insurer) 99.18%
Claims figures for FY 2024-25: individual death claims paid out of claims decided and pending, by number, computed from IRDAI Handbook on Indian Insurance Statistics (Table 15)
IRDAI UIN 140N079V01

About the RockSolid Term Insurance

Pramerica Life RockSolid Term Insurance (IRDAI UIN 140N079V01) is a term life insurance plan for people aged 18 to 65 at entry, with cover up to age 85. It is one of 29 term life insurance plans on Comparezi, from Pramerica Life.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Eligibility and cover

  • Entry age: 18 to 65 years
  • Maximum maturity age: 85 years
  • Policy term: 10 to 30 Years and Up to Age 65, 70, 75, 80, 85
  • Minimum sum assured: ₹50,00,000
  • Maximum sum assured: Subject to Board Approved Underwriting Policy

Plan options

  • Premium payment: Regular Pay (equal to policy term); Limited Pay 5, 10, 15, To Age 60; Single Pay; Annual, Semi-Annual, Monthly
  • Return of premium: Not covered
  • Death benefit payout: Lump Sum Payout; Monthly Income over 5 or 10 years; Lump sum plus Monthly Income (lump sum 10% to 90% in multiples of 10%)
  • Riders: Pramerica Life Accidental Death Benefit Rider (UIN: 140B029V01), Pramerica Life Accidental Total and Permanent Disability Rider (UIN: 140B027V01), Pramerica Life Critical Illness Rider (UIN: 140B026V01), Pramerica Life Waiver of Premium Rider (UIN: 140B028V01)
  • Waiver of premium: Via Pramerica Life Waiver of Premium Rider (optional)

How it compares on Comparezi

Of the 27 term life insurance plans on Comparezi with a stated maximum maturity age, 11 have a longer one and 10 have the same.

Premium

It depends on your age, cover, city and options. Pramerica Life's own published premium table gives ₹24,315 a year for this profile: Non-smoker, age 35 (named 'Manish'; gender not explicitly stated), Sum Assured Rs 1 Crore, policy term up to age 75 (40 years), premium paid annually for the entire policy term (regular pay). Tax treatment not stated. Only base-cover premium figure in brochure. Your premium will differ; get a quote from the insurer.

About the insurer

Pramerica Life paid 99.18% of individual death claims in FY 2024-25 (by number of claims, computed from IRDAI's published claim counts).

Similar plans from other insurers

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

Alternatives

Alternatives to the RockSolid Term Insurance

All term life insurance →

Aditya Birla Sun Life

Super Term Plan

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 98.65% Death claims settled (insurer)
Sample premium ₹19,400 a year*

Ageas Federal Life

iSecure Plan

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 98.52% Death claims settled (insurer)
Sample premium ₹14,640 a year*

Bajaj Life

iSecure II

  • 65 years Maximum entry age
  • 85 years Maximum maturity age
  • 99.29% Death claims settled (insurer)
Sample premium ₹13,451 a year*

Head to head

Compare the RockSolid Term Insurance

Questions

RockSolid Term Insurance FAQs

It depends on your age, cover, city and options. Pramerica Life's own published premium table gives ₹24,315 a year for this profile: Non-smoker, age 35 (named 'Manish'; gender not explicitly stated), Sum Assured Rs 1 Crore, policy term up to age 75 (40 years), premium paid annually for the entire policy term (regular pay). Tax treatment not stated. Only base-cover premium figure in brochure. Your premium will differ; get a quote from the insurer.

140N079V01. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

From 18 years to 65 years; limits can differ by plan option.

Up to age 85 at most; the limit can differ by plan option.

No. It is a pure term plan without a return-of-premium option.

99.18% of individual death claims were paid in FY 2024-25, by number of claims, computed from IRDAI's published claim counts. It is an insurer-wide figure, not one for this plan.

Pramerica Life Accidental Death Benefit Rider (UIN: 140B029V01), Pramerica Life Accidental Total and Permanent Disability Rider (UIN: 140B027V01), Pramerica Life Critical Illness Rider (UIN: 140B026V01), Pramerica Life Waiver of Premium Rider (UIN: 140B028V01).

Data sources

  • Manufacturer official pages

Last updated

Product details

Disclosure

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