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Galaxy Health · GHIHLIP25035V012425

Galaxy Promise - Signature Plan

Galaxy Health Galaxy Promise - Signature Plan (IRDAI UIN GHIHLIP25035V012425) is an individual and family floater health insurance plan with sum insured from 5 lakh to 1 crore (8 options). Pre-existing diseases are covered after 3 years.

Premiums depend on age, cover, city, health and the options you choose. Where the insurer published a premium, the figure shown is for the exact profile stated next to it; your premium will differ. Comparezi does not sell insurance or give advice: check the insurer's prospectus and policy wording, which prevail.

In short

Galaxy Promise - Signature Plan is a health insurance plan from Galaxy Health. Key specifications: plan type Individual and family floater, room rent SI Rs 5-20 lakh: up to Deluxe room; SI Rs 25 lakh and above: any room, pre-existing disease waiting 36 months. Among health insurance here it fits best for longer pre- and post-hospital cover.

Sample premium ₹11,573 a year*

*For: 1 adult (1A), age band 26-30, Sum Insured Rs 10,00,000, Signature Plan, Zone A; tax treatment not stated on the chart. Your premium will differ.

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Plan type
Individual and family floater
Room rent
SI Rs 5-20 lakh: up to Deluxe room; SI Rs 25 lakh and above: any room
Pre-existing disease waiting
36 months
Sample annual premium
₹11,573

Pros

  • 90 days of pre-hospitalisation cover, longer than 79% of the 49 health insurance plans on Comparezi that state it
  • No co-payment on claims
  • No room-rent cap

Who should buy it

  • Best for Longer pre- and post-hospital cover · What matters most? (pick any) #1 of 53 health insurance for this

Full specifications

Cover

Plan type Individual and family floater
Sum insured options 5 lakh, 7.5 lakh, 10 lakh, 15 lakh, 20 lakh, 25 lakh, 50 lakh, 1 crore
Highest sum insured 100 lakh
Entry age 16 days (individual / dependent children); 18 years (floater adults) to 65 years
Room rent SI Rs 5-20 lakh: up to Deluxe room; SI Rs 25 lakh and above: any room
Co-payment No Co-payment

Waiting periods

Initial waiting period 30 days
Pre-existing disease waiting 36 months
Specific illness waiting 24 months

Benefits

Pre-hospitalisation 90 days
Post-hospitalisation 180 days
Day-care treatment Yes
AYUSH treatment Yes
Restore benefit Automatic Restoration, unlimited, applicable for same disease / different diseases
No-claim bonus Cumulative Bonus 100% of SI after first claim-free year, 25% of SI for every subsequent claim-free year, maximum 500%
Maternity Covered: delivery up to 10% of SI or Rs 2 lakh (whichever is less) once self and spouse covered 2 years (or insured woman 3 years)
OPD Not covered

Premium

Sample annual premium ₹11,573
Sample premium is for 1 adult (1A), age band 26-30, Sum Insured Rs 10,00,000, Signature Plan, Zone A; tax treatment not stated on the chart

Insurer

IRDAI UIN GHIHLIP25035V012425

About the Galaxy Promise - Signature Plan

Galaxy Health Galaxy Promise - Signature Plan (IRDAI UIN GHIHLIP25035V012425) is an individual and family floater health insurance plan with sum insured from 5 lakh to 1 crore (8 options). Pre-existing diseases are covered after 3 years. It is one of 53 health insurance plans on Comparezi, from Galaxy Health.

Information only. Comparezi does not sell insurance, does not give advice and is not paid by insurers. The policy wording issued by the insurer prevails over this summary.

Cover and limits

  • Plan type: Individual and family floater
  • Sum insured options: 5 lakh, 7.5 lakh, 10 lakh, 15 lakh, 20 lakh, 25 lakh, 50 lakh, 1 crore
  • Entry age: 16 days (individual / dependent children); 18 years (floater adults) to 65 years
  • Room rent: SI Rs 5-20 lakh: up to Deluxe room; SI Rs 25 lakh and above: any room
  • Co-payment: No Co-payment

Waiting periods

  • Initial waiting period: 30 days
  • Pre-existing diseases: 3 years
  • Specific illnesses: 2 years

Benefits

  • Pre-hospitalisation: 90 days
  • Post-hospitalisation: 180 days
  • Day-care treatment: Covered
  • AYUSH treatment: Covered
  • Restore benefit: Automatic Restoration, unlimited, applicable for same disease / different diseases
  • No-claim bonus: Cumulative Bonus 100% of SI after first claim-free year, 25% of SI for every subsequent claim-free year, maximum 500%
  • Maternity: Covered: delivery up to 10% of SI or Rs 2 lakh (whichever is less) once self and spouse covered 2 years (or insured woman 3 years)
  • OPD: Not covered

How it compares on Comparezi

Of the 50 health insurance plans on Comparezi with a stated pre-existing disease waiting period, 9 have a shorter one and 40 have the same. Of the 49 health insurance plans on Comparezi with a stated post-hospitalisation period, none has a longer one and 21 have the same.

Premium

It depends on your age, cover, city and options. Galaxy Health's own published premium table gives ₹11,573 a year for this profile: 1 adult (1A), age band 26-30, Sum Insured Rs 10,00,000, Signature Plan, Zone A; tax treatment not stated on the chart. Your premium will differ; get a quote from the insurer.

Similar plans from other insurers

Other health insurance plans from Galaxy Health

Sources

Checked 6 November 2026. Values the documents do not state are left out rather than estimated. See how Comparezi checks data.

Alternatives

Alternatives to the Galaxy Promise - Signature Plan

All health insurance →
  • Individual and family floater Plan type
  • No limits; any room of choice; no ICU day/charge limits Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

Aditya Birla Health

Activ Fit

  • Individual and family floater Plan type
  • Any Room (SI Rs 5 lacs and above) Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

Care Health

Care Supreme

  • Individual and family floater Plan type
  • Up to SI Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹12,292 a year*

HDFC ERGO

Optima Restore

  • Individual and family floater Plan type
  • No sub-limit on room rent Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹19,589 a year*

Similar cover

Similar health insurance plans

  • Individual and family floater Plan type
  • 1% of SI per day (max Rs 7,500 for SI Rs 5-10 lakh; max Rs 10,000 for SI Rs 15 lakh and above) Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹7,722 a year*

Head to head

Compare the Galaxy Promise - Signature Plan

Questions

Galaxy Promise - Signature Plan FAQs

It depends on your age, cover, city and options. Galaxy Health's own published premium table gives ₹11,573 a year for this profile: 1 adult (1A), age band 26-30, Sum Insured Rs 10,00,000, Signature Plan, Zone A; tax treatment not stated on the chart. Your premium will differ; get a quote from the insurer.

GHIHLIP25035V012425. The UIN identifies the exact product version filed with IRDAI; check it on your policy documents.

3 years, as stated by the insurer.

Room rent as stated by the insurer: SI Rs 5-20 lakh: up to Deluxe room; SI Rs 25 lakh and above: any room.

Co-payment as stated by the insurer: No Co-payment.

Maternity as stated by the insurer: Covered: delivery up to 10% of SI or Rs 2 lakh (whichever is less) once self and spouse covered 2 years (or insured woman 3 years).

90 days before and 180 days after hospitalisation.

5 lakh, 7.5 lakh, 10 lakh, 15 lakh, 20 lakh, 25 lakh, 50 lakh, 1 crore.

Data sources

  • Manufacturer official pages

Last updated

Product details

Disclosure

Links to insurers are not paid. Comparezi earns only from labelled ads, which never affect the Comparezi Score, the order of insurers, or the price shown, which is what the insurer listed when we checked.

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