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Health Insurance

Individual and family floater health plans compared on cover, waiting periods, room rent, co-pay, restore benefit and the premium each insurer publishes for a sample profile.

Quick facts We compare 53 health insurance plans on stored specifications.

Popular health insurance

Care Health

Care Supreme

  • Individual and family floater Plan type
  • Up to SI Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹12,292 a year*

Care Health

Care

  • Individual and family floater Plan type
  • Rs 5/7/10 lakh (Care 4): Single Private Room; Rs 15-40 lakh and above: Single Private Room upgradable to next level if not available; Rs 1-4 lakh: up to 1% of SI per day Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹21,061 a year*
  • Individual and family floater Plan type
  • No limits; any room of choice; no ICU day/charge limits Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

ICICI Lombard

Elevate

  • Individual and family floater Plan type
  • Up to a Single Private AC room Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

All health insurance

53 products

Care Health

Care Supreme

  • Individual and family floater Plan type
  • Up to SI Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹12,292 a year*

Care Health

Care

  • Individual and family floater Plan type
  • Rs 5/7/10 lakh (Care 4): Single Private Room; Rs 15-40 lakh and above: Single Private Room upgradable to next level if not available; Rs 1-4 lakh: up to 1% of SI per day Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹21,061 a year*
  • Individual and family floater Plan type
  • No limits; any room of choice; no ICU day/charge limits Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

ICICI Lombard

Elevate

  • Individual and family floater Plan type
  • Up to a Single Private AC room Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

Care Health

Ultimate Care

  • Individual and family floater Plan type
  • Up to SI Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹10,390 a year*

HDFC ERGO

Optima Secure

  • Individual and family floater Plan type
  • At Actuals Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹19,663 a year*

Niva Bupa

ReAssure 3.0

  • Individual and family floater Plan type
  • By variant: Classic General Room; Select Twin Sharing; Elite all rooms except Deluxe/Suite; Black any room (co-payment if room category breached) Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

Aditya Birla Health

Activ Fit

  • Individual and family floater Plan type
  • Any Room (SI Rs 5 lacs and above) Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

HDFC ERGO

Optima Restore

  • Individual and family floater Plan type
  • No sub-limit on room rent Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹19,589 a year*

ICICI Lombard

Health AdvantEdge

  • Individual and family floater Plan type
  • 1% of Annual Sum Insured for SI up to Rs 4 lakh; no room rent capping for SI of Rs 5 lakh and above Room rent
  • 24 months Pre-existing disease waiting
Premium depends on your profile
  • Family floater Plan type
  • No capping for SI Rs 7 lakh and above; below Rs 7 lakh: 1.50% of SI per day (class A cities) / 1.25% (other cities) Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile

New India Assurance

Mediclaim Policy

  • Individual Plan type
  • 1% of Sum Insured per day, maximum Rs. 15,000 per day (Basic Plan up to Rs 15L) Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹11,479 a year*

Aditya Birla Health

Activ Health Platinum Enhanced

  • Individual and family floater Plan type
  • SI Rs 4 lakh and above: options Shared Room / Single Private A/C Room / Any Room; SI up to Rs 3 lakh: Shared Room / Single Private A/C Room Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile
  • Individual and family floater Plan type
  • SI up to 7.5 lacs: Single private Air Conditioned room; SI 10 lacs and above: any room category Room rent
  • 36 months Pre-existing disease waiting
Premium depends on your profile
  • Individual and family floater Plan type
  • 1% of SI per day (max Rs 7,500 for SI Rs 5-10 lakh; max Rs 10,000 for SI Rs 15 lakh and above) Room rent
  • 36 months Pre-existing disease waiting
Sample premium ₹7,722 a year*

Generali Central

Health Absolute - Classic

  • Individual and family floater Plan type
  • No sub-limit stated (Reasonable and Customary room rent, up to Sum Insured) Room rent
  • 24 months Pre-existing disease waiting
Sample premium ₹13,986 a year*
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