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Two Wheeler Insurance Policy – Package vs Two Wheeler Insurance (Comprehensive)

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Specifications side by side

Spec
Two Wheeler Insurance Policy – Package
Two Wheeler Insurance (Comprehensive)
Policy
Policy types
Comprehensive Bike Insurance, Own Damage Bike Insurance, Third-Party (TP-only) Bike Insurance, Bundled Two-Wheeler Insurance Policy
Third-Party Bike Insurance, Comprehensive Bike Insurance; Flexible Policy Tenure (long-term two-wheeler policy)
Number of add-ons listed
10
10
Add-ons listed
Zero Depreciation Cover (Depreciation Reimbursement), Engine Protection Cover, Loss of Personal Belongings Cover, Roadside Assistance Cover, NCB Protection Cover, Return to Invoice Cover, Daily Allowance Cover, Consumables Cover, Tyre Protect Cover, Personal Accident Cover
Zero Depreciation Cover, Roadside Assistance Cover, Engine Protection Cover, Consumables Cover, Return to Invoice Cover, Accessories Cover, Daily Cash Allowance Benefit, Loss of Driving License/Registration Certificate, Hospital Daily Cash Allowance, Accidental Hospitalisation clause for family
Cashless garages
1,799+ network garages
13,500+
Claim process
Call 1800 102 1111 or email customer.care@sbigeneral.in; get Claim Reference Number; submit DL, RC, FIR as applicable; inspection within 24 hours on a working day; cashless repair at network garage on confirmation; claims can also be raised and tracked in the SBI General mobile app.
Inform the insurer (helpline or online); submit documents (policy, DL, RC, FIR if theft/third-party, repair bills/estimates); surveyor inspection; cashless repair at a network garage or reimbursement at non-network garage.
Insurer
IRDAI UIN
IRDAN144RP0006V02201112
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