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Two-Wheeler Insurance · head to head

Two-Wheeler Package Policy vs Two Wheeler Insurance (Comprehensive)

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Specifications side by side

Spec
Two-Wheeler Package Policy
Two Wheeler Insurance (Comprehensive)
Policy
Policy types
Comprehensive insurance, Own damage insurance, Third-party insurance; Bundled Two-Wheeler Long Term Policy; Package Two Wheeler Long Term Policy
Third-Party Bike Insurance, Comprehensive Bike Insurance; Flexible Policy Tenure (long-term two-wheeler policy)
Number of add-ons listed
9
10
Add-ons listed
Depreciation Waiver Clause (Nil Depreciation), Engine Protector Cover, Return to Invoice Cover, Road Side Assistance cover, Enhanced PA Cover to Owner Driver, Enhanced PA Cover to Paid Driver, Enhanced PA Cover to Named Passenger, Enhanced PA Cover to Unnamed Passengers, Electric & Hybrid Electric Protect Cover
Zero Depreciation Cover, Roadside Assistance Cover, Engine Protection Cover, Consumables Cover, Return to Invoice Cover, Accessories Cover, Daily Cash Allowance Benefit, Loss of Driving License/Registration Certificate, Hospital Daily Cash Allowance, Accidental Hospitalisation clause for family
Cashless garages
8000+ network garages
13,500+
Claim process
Step 1: Intimate claim - call 1800 568 9999 or online. Step 2: Inspection of the two-wheeler. Step 3: Claim approved, with updates.
Inform the insurer (helpline or online); submit documents (policy, DL, RC, FIR if theft/third-party, repair bills/estimates); surveyor inspection; cashless repair at a network garage or reimbursement at non-network garage.
Insurer
IRDAI UIN
IRDAN102RP0001V02200607
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