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Two-Wheeler Insurance · head to head

Two-Wheeler Package Policy vs Comprehensive Bike Insurance Policy

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Specifications side by side

Spec
Two-Wheeler Package Policy
Comprehensive Bike Insurance Policy
Policy
Policy types
Comprehensive insurance, Own damage insurance, Third-party insurance; Bundled Two-Wheeler Long Term Policy; Package Two Wheeler Long Term Policy
Comprehensive Bike Insurance Policy, Standalone Own Damage Bike Insurance Policy, Standalone Third-Party Bike Insurance Policy (5 years and 3 years), bundled package (5-year third-party + 1-year own damage)
Number of add-ons listed
9
10
Add-ons listed
Depreciation Waiver Clause (Nil Depreciation), Engine Protector Cover, Return to Invoice Cover, Road Side Assistance cover, Enhanced PA Cover to Owner Driver, Enhanced PA Cover to Paid Driver, Enhanced PA Cover to Named Passenger, Enhanced PA Cover to Unnamed Passengers, Electric & Hybrid Electric Protect Cover
Depreciation Allowance, Return-to-Invoice Cover, Emergency Medical Expenses, Additional Personal Accident Cover for the Owner-Driver, Consumables Expenses, Roadside Assistance, Depreciation Allowance- Battery, Engine Secure, Tyre and Rim Secure, Additional Personal Accident Cover to Unnamed Persons
Cashless garages
8000+ network garages
5,300+
Claim process
Step 1: Intimate claim - call 1800 568 9999 or online. Step 2: Inspection of the two-wheeler. Step 3: Claim approved, with updates.
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Insurer
IRDAI UIN
IRDAN102RP0001V02200607
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