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Two-Wheeler Insurance · head to head

Two-Wheeler Package Policy vs Two Wheeler Insurance Policy – Package

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Specifications side by side

Spec
Two-Wheeler Package Policy
Two Wheeler Insurance Policy – Package
Policy
Policy types
Comprehensive insurance, Own damage insurance, Third-party insurance; Bundled Two-Wheeler Long Term Policy; Package Two Wheeler Long Term Policy
Comprehensive Bike Insurance, Own Damage Bike Insurance, Third-Party (TP-only) Bike Insurance, Bundled Two-Wheeler Insurance Policy
Number of add-ons listed
9
10
Add-ons listed
Depreciation Waiver Clause (Nil Depreciation), Engine Protector Cover, Return to Invoice Cover, Road Side Assistance cover, Enhanced PA Cover to Owner Driver, Enhanced PA Cover to Paid Driver, Enhanced PA Cover to Named Passenger, Enhanced PA Cover to Unnamed Passengers, Electric & Hybrid Electric Protect Cover
Zero Depreciation Cover (Depreciation Reimbursement), Engine Protection Cover, Loss of Personal Belongings Cover, Roadside Assistance Cover, NCB Protection Cover, Return to Invoice Cover, Daily Allowance Cover, Consumables Cover, Tyre Protect Cover, Personal Accident Cover
Cashless garages
8000+ network garages
1,799+ network garages
Claim process
Step 1: Intimate claim - call 1800 568 9999 or online. Step 2: Inspection of the two-wheeler. Step 3: Claim approved, with updates.
Call 1800 102 1111 or email customer.care@sbigeneral.in; get Claim Reference Number; submit DL, RC, FIR as applicable; inspection within 24 hours on a working day; cashless repair at network garage on confirmation; claims can also be raised and tracked in the SBI General mobile app.
Insurer
IRDAI UIN
IRDAN102RP0001V02200607
IRDAN144RP0006V02201112

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