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Car Insurance · head to head

Comprehensive Car Insurance vs Package/Comprehensive Car Insurance

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Quick verdict

  • Comprehensive Car Insurance is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Comprehensive Car Insurance
Package/Comprehensive Car Insurance
Policy
Policy types
Comprehensive Car Insurance, Own Damage Car Insurance, Third-Party Car Insurance
Third Party Car Insurance Only, Package/Comprehensive Car Insurance, Standalone Own Damage
Number of add-ons listed
6
4
Add-ons listed
Zero Depreciation Cover, Aggravation Cover, Key Replacement Cover, Windshield Glass Cover, Loss of Baggage Cover, Vehicle Replacement Cover
Fuel Guard, Depreciation Protection, NCB Protection, Engine Protection
Cashless garages
8000+
3,300+
Claim process
Step 1: Intimate claim - call 1800 568 9999 or intimate online. Step 2: Inspection of the car to assess damage. Step 3: Claim approved, with updates.
Call toll free 1800 12000 or landline 022 423 12000 (charges apply); claim settled within 7 working days once all documents are submitted.

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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