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Car Insurance · head to head

Private Car Package Policy vs Comprehensive Car Insurance Policy

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Quick verdict

  • Private Car Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Private Car Package Policy
Comprehensive Car Insurance Policy
Policy
Policy types
Private Car Package Policy, Liability Only Private Car Policy, Private Car Policy - Bundled, Stand Alone Own Damage Private Car Policy
Comprehensive Car Insurance Policy, Third-Party Car Insurance Policy, Stand-Alone or Own Damage Cover Policy, Depreciation Cover Add-On - Super Saver (Bumper-to-Bumper Insurance)
Number of add-ons listed
13
11
Add-ons listed
Zero Depreciation, Engine Protector, Consumable Expenses, Key Protect Cover, Return to Invoice, Daily Conveyance Benefit, Loss of Personal Belongings, Tyre & Rim Protector, NCB Retention Cover, Pay as you drive, Emergency Medical Expenses, EV secure plus, RSA GOLD
Depreciation Cover, Roadside Assistance, Engine Protect, Consumables, Return to Invoice, Loss of Personal Belongings, Tyre Protect, Clutch Protect, Key replacement, Passenger Cover, EV Protect
Cashless garages
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6500+
Claim process
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Call 1800-2120 (8 a.m.-8 p.m.) to intimate the claim; get a Claim Reference Number; submit DL, RC, FIR as applicable; inspection within 24 hours on a working day; cashless repair at network garage or reimbursement process.
Insurer
IRDAI UIN
IRDAN141RP0001V02200809
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A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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