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Two-Wheeler Insurance · head to head

Two Wheeler Package Policy vs Two Wheeler Insurance Policy – Package

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Quick verdict

  • Two Wheeler Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published two-wheeler insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Two Wheeler Package Policy
Two Wheeler Insurance Policy – Package
Policy
Policy types
Two Wheeler Package Policy, Long Term Two Wheeler Package Policy, Stand-Alone Own Damage Policy for Two Wheeler, Two Wheeler Policy- Bundled (5 year Act only and 1 year Own Damage), Act only Policy Two Wheeler- 5 Year
Comprehensive Bike Insurance, Own Damage Bike Insurance, Third-Party (TP-only) Bike Insurance, Bundled Two-Wheeler Insurance Policy
Number of add-ons listed
16
10
Add-ons listed
Depreciation Re-imbursement, Return to Invoice, Protection of NCB, Key replacements, Consumables, Basic Road side Assistance, EMI Protector, Helmet, Inconvenience allowance, Protective clothing cover, Tyre guard, Rim safeguard, Medical expense extension, Loss of Driving License/ Registration Certificate, Inability to drive due to injury cover, Additional personal accident
Zero Depreciation Cover (Depreciation Reimbursement), Engine Protection Cover, Loss of Personal Belongings Cover, Roadside Assistance Cover, NCB Protection Cover, Return to Invoice Cover, Daily Allowance Cover, Consumables Cover, Tyre Protect Cover, Personal Accident Cover
Cashless garages
—
1,799+ network garages
Claim process
—
Call 1800 102 1111 or email customer.care@sbigeneral.in; get Claim Reference Number; submit DL, RC, FIR as applicable; inspection within 24 hours on a working day; cashless repair at network garage on confirmation; claims can also be raised and tracked in the SBI General mobile app.
Insurer
IRDAI UIN
IRDAN149RP0002V02201213
IRDAN144RP0006V02201112

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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