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Two-Wheeler Insurance · head to head

Two-Wheeler Package Policy vs Two Wheeler Package Policy

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Specifications side by side

Spec
Two-Wheeler Package Policy
Two Wheeler Package Policy
Policy
Policy types
Third-Party Bike Insurance (Mandatory Policy), Comprehensive Bike Insurance, Own Damage (OD) Bike Insurance; long-term (5 years) and bundled package policies
Two Wheeler Package Policy, Long Term Two Wheeler Package Policy, Stand-Alone Own Damage Policy for Two Wheeler, Two Wheeler Policy- Bundled (5 year Act only and 1 year Own Damage), Act only Policy Two Wheeler- 5 Year
Number of add-ons listed
17
16
Add-ons listed
Zero Depreciation, Engine Protector Cover, Helmet Cover, Key Protect Cover, Tyre Protector, NCB Retention Cover, Consumables Expenses, Return to Invoice (RTI), EMI Protection, Daily Allowance Benefit Plus, Rim Protector, Two Wheeler Assistance Cover, Hospital Cash Cover, Voluntary Deductible Cover, E-Bike Battery Protect, Electric Motor Protect, Electric Bike Charger
Depreciation Re-imbursement, Return to Invoice, Protection of NCB, Key replacements, Consumables, Basic Road side Assistance, EMI Protector, Helmet, Inconvenience allowance, Protective clothing cover, Tyre guard, Rim safeguard, Medical expense extension, Loss of Driving License/ Registration Certificate, Inability to drive due to injury cover, Additional personal accident
Cashless garages
11,000+
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Claim process
Cashless: inform within 24 hours at 022-48903009 (paid) or register on the IndusInd Insurance app; visit a network garage; surveyor checks damage; documents submitted; bill settled with garage.
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Insurer
IRDAI UIN
IRDAN103RP0011V02100001
IRDAN149RP0002V02201213

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