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Two-Wheeler Insurance · head to head

Comprehensive Bike Insurance (Motor Cycle / Scooter B Policy) vs Two Wheeler Package Policy

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Quick verdict

  • Two Wheeler Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published two-wheeler insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Comprehensive Bike Insurance (Motor Cycle / Scooter B Policy)
Two Wheeler Package Policy
Policy
Policy types
Third-Party Bike Insurance Policy, Own Damage Bike insurance policy, Comprehensive Bike Insurance; bundled cover with 1 Year OD & 5 Year TP; Two Wheelers Package Policy - 5 Years
Two Wheeler Package Policy, Long Term Two Wheeler Package Policy, Stand-Alone Own Damage Policy for Two Wheeler, Two Wheeler Policy- Bundled (5 year Act only and 1 year Own Damage), Act only Policy Two Wheeler- 5 Year
Number of add-ons listed
11
16
Add-ons listed
Zero Depreciation Cover, Towing charges, Loss of key, Consumable Cover, Electrical & Non-electrical item cover, Helmet Cover, Pay as you Use, EMI Protection, Engine and Gear box Protection Cover, Rim Protection Cover, Tyre Replacement
Depreciation Re-imbursement, Return to Invoice, Protection of NCB, Key replacements, Consumables, Basic Road side Assistance, EMI Protector, Helmet, Inconvenience allowance, Protective clothing cover, Tyre guard, Rim safeguard, Medical expense extension, Loss of Driving License/ Registration Certificate, Inability to drive due to injury cover, Additional personal accident
Cashless garages
8500+
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Claim process
Intimate via QCS app (minor claims under Rs. 50,000), call centre 1800-103-5499 / 0124-4285499, website 'make a claim', branch walk-in, SMS 'CLAIM' to 56161 or email support@iffcotokio.co.in. Cashless: intimate, survey (upload documents and photos), settlement directly with you or the network garage.
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Insurer
IRDAI UIN
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IRDAN149RP0002V02201213

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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