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Two-Wheeler Insurance · head to head
Comprehensive Bike Insurance (Motor Cycle / Scooter B Policy) vs Two-Wheeler Package Policy
IndusInd General
Two-Wheeler Package Policy
Premium depends on your profile
Quick verdict
- Two-Wheeler Package Policy is better for most add-ons to choose from.
Computed from stored specifications, the published two-wheeler insurance scoring rules and recorded prices. Not an opinion.
Specifications side by side
Spec
Comprehensive Bike Insurance (Motor Cycle / Scooter B Policy)
Two-Wheeler Package Policy
Policy
Policy types
Third-Party Bike Insurance Policy, Own Damage Bike insurance policy, Comprehensive Bike Insurance; bundled cover with 1 Year OD & 5 Year TP; Two Wheelers Package Policy - 5 Years
Third-Party Bike Insurance (Mandatory Policy), Comprehensive Bike Insurance, Own Damage (OD) Bike Insurance; long-term (5 years) and bundled package policies
Number of add-ons listed
11
17
Add-ons listed
Zero Depreciation Cover, Towing charges, Loss of key, Consumable Cover, Electrical & Non-electrical item cover, Helmet Cover, Pay as you Use, EMI Protection, Engine and Gear box Protection Cover, Rim Protection Cover, Tyre Replacement
Zero Depreciation, Engine Protector Cover, Helmet Cover, Key Protect Cover, Tyre Protector, NCB Retention Cover, Consumables Expenses, Return to Invoice (RTI), EMI Protection, Daily Allowance Benefit Plus, Rim Protector, Two Wheeler Assistance Cover, Hospital Cash Cover, Voluntary Deductible Cover, E-Bike Battery Protect, Electric Motor Protect, Electric Bike Charger
Cashless garages
8500+
11,000+
Claim process
Intimate via QCS app (minor claims under Rs. 50,000), call centre 1800-103-5499 / 0124-4285499, website 'make a claim', branch walk-in, SMS 'CLAIM' to 56161 or email support@iffcotokio.co.in. Cashless: intimate, survey (upload documents and photos), settlement directly with you or the network garage.
Cashless: inform within 24 hours at 022-48903009 (paid) or register on the IndusInd Insurance app; visit a network garage; surveyor checks damage; documents submitted; bill settled with garage.
Insurer
IRDAI UIN
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IRDAN103RP0011V02100001
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.