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Two-Wheeler Insurance · head to head

Two Wheeler Vehicle Package Policy vs Two-Wheeler Package Policy

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Specifications side by side

Spec
Two Wheeler Vehicle Package Policy
Two-Wheeler Package Policy
Policy
Policy types
Two Wheeler Vehicle Package Policy (Tenure 1, 2 and 3 years), Standalone third party long term two wheeler insurance policy, Two wheeler vehicle liability policy, Stand-alone own damage two wheeler insurance policy, Bundled two wheeler policy
Third-Party Bike Insurance (Mandatory Policy), Comprehensive Bike Insurance, Own Damage (OD) Bike Insurance; long-term (5 years) and bundled package policies
Number of add-ons listed
16
17
Add-ons listed
Zero Depreciation, NCB Protect, Return to Invoice, Garage Cash, Road Side Assistance, Motor Floater, Telematics, Battery Protect Cover, Emergency Medical Expenses, Consumables Cover, Driving Accessories Cover, Engine Protect Plus, Key Protect, Tyre and Wheel Rim Protect, IL Smart Assist, War Risk Cover
Zero Depreciation, Engine Protector Cover, Helmet Cover, Key Protect Cover, Tyre Protector, NCB Retention Cover, Consumables Expenses, Return to Invoice (RTI), EMI Protection, Daily Allowance Benefit Plus, Rim Protector, Two Wheeler Assistance Cover, Hospital Cash Cover, Voluntary Deductible Cover, E-Bike Battery Protect, Electric Motor Protect, Electric Bike Charger
Cashless garages
7100+ garages
11,000+
Claim process
Inform ICICI Lombard (website, IL TakeCare app or helpline), complete video survey via InstaSpect in the IL TakeCare app, submit documents, track the claim.
Cashless: inform within 24 hours at 022-48903009 (paid) or register on the IndusInd Insurance app; visit a network garage; surveyor checks damage; documents submitted; bill settled with garage.
Insurer
IRDAI UIN
IRDAN115RP0015V05201415
IRDAN103RP0011V02100001

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