Skip to content

Two-Wheeler Insurance · head to head

Two Wheeler Vehicle Package Policy vs Comprehensive Bike Insurance (Motor Cycle / Scooter B Policy)

Save New comparison

Quick verdict

  • Two Wheeler Vehicle Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published two-wheeler insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Two Wheeler Vehicle Package Policy
Comprehensive Bike Insurance (Motor Cycle / Scooter B Policy)
Policy
Policy types
Two Wheeler Vehicle Package Policy (Tenure 1, 2 and 3 years), Standalone third party long term two wheeler insurance policy, Two wheeler vehicle liability policy, Stand-alone own damage two wheeler insurance policy, Bundled two wheeler policy
Third-Party Bike Insurance Policy, Own Damage Bike insurance policy, Comprehensive Bike Insurance; bundled cover with 1 Year OD & 5 Year TP; Two Wheelers Package Policy - 5 Years
Number of add-ons listed
16
11
Add-ons listed
Zero Depreciation, NCB Protect, Return to Invoice, Garage Cash, Road Side Assistance, Motor Floater, Telematics, Battery Protect Cover, Emergency Medical Expenses, Consumables Cover, Driving Accessories Cover, Engine Protect Plus, Key Protect, Tyre and Wheel Rim Protect, IL Smart Assist, War Risk Cover
Zero Depreciation Cover, Towing charges, Loss of key, Consumable Cover, Electrical & Non-electrical item cover, Helmet Cover, Pay as you Use, EMI Protection, Engine and Gear box Protection Cover, Rim Protection Cover, Tyre Replacement
Cashless garages
7100+ garages
8500+
Claim process
Inform ICICI Lombard (website, IL TakeCare app or helpline), complete video survey via InstaSpect in the IL TakeCare app, submit documents, track the claim.
Intimate via QCS app (minor claims under Rs. 50,000), call centre 1800-103-5499 / 0124-4285499, website 'make a claim', branch walk-in, SMS 'CLAIM' to 56161 or email support@iffcotokio.co.in. Cashless: intimate, survey (upload documents and photos), settlement directly with you or the network garage.
Insurer
IRDAI UIN
IRDAN115RP0015V05201415
—

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

Compare