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Two-Wheeler Insurance · head to head

Two Wheeler Insurance (Comprehensive) vs Two Wheeler Package Policy

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Specifications side by side

Spec
Two Wheeler Insurance (Comprehensive)
Two Wheeler Package Policy
Policy
Policy types
Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
Two Wheeler Package Policy, Liability Only Two Wheeler Insurance, Standalone own damage, Bundled policy
Number of add-ons listed
9
8
Add-ons listed
Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
Zero Depreciation, Return to Invoice, Consumable Expenses, NCB Retention Cover, Helmet Cover, Engine Protector, Daily Conveyance Benefit, Pay as you drive
Cashless garages
2000+
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Claim process
4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.
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Insurer
IRDAI UIN
HDE MO P14 40 V02 14 15
IRDAN141RP0035V02201920

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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