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Car Insurance (Private Car Comprehensive) vs Comprehensive Car Insurance Policy

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Specifications side by side

Spec
Car Insurance (Private Car Comprehensive)
Comprehensive Car Insurance Policy
Policy
Policy types
Comprehensive Car Insurance, Third Party Car insurance, Standalone Own Damage Cover, Cover for Brand New Car (Single Year Comprehensive Cover, Long Term Comprehensive Cover)
Comprehensive Car Insurance Policy, Third-Party Car Insurance Policy, Stand-Alone or Own Damage Cover Policy, Depreciation Cover Add-On - Super Saver (Bumper-to-Bumper Insurance)
Number of add-ons listed
11
11
Add-ons listed
Zero Depreciation Cover, No Claim Bonus (NCB) Protection, Roadside Assistance, Cost of Consumables Cover, Tyre Secure Cover, EMI Protector, Return to invoice (RTI), Engine Protection Cover, Downtime Protection, Loss of Personal Belongings Cover, Pay As You Drive Cover
Depreciation Cover, Roadside Assistance, Engine Protect, Consumables, Return to Invoice, Loss of Personal Belongings, Tyre Protect, Clutch Protect, Key replacement, Passenger Cover, EV Protect
Cashless garages
12,200+
6500+
Claim process
1. Notify your insurer (24/7 via phone, mobile app or website). 2. Submit essential documents (policy, driving licence, RC). 3. Surveyor inspects and assesses damage. 4. Cashless repair at a network garage, or pay and claim reimbursement.
Call 1800-2120 (8 a.m.-8 p.m.) to intimate the claim; get a Claim Reference Number; submit DL, RC, FIR as applicable; inspection within 24 hours on a working day; cashless repair at network garage or reimbursement process.
Insurer
IRDAI UIN
IRDAN125P0005V01200203
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