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Car Insurance · head to head

Motor Protect Private Car Package Policy vs Comprehensive Car Insurance

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Quick verdict

  • Motor Protect Private Car Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Motor Protect Private Car Package Policy
Comprehensive Car Insurance
Policy
Policy types
Motor Protect Private Car Package Policy (comprehensive)
Comprehensive Car Insurance, Own Damage Car Insurance, Third-Party Car Insurance
Number of add-ons listed
8
6
Add-ons listed
Zero Depreciation, Theft or Loss of Keys, Loss of Personal Belongings, Tyre Damage, NCB Protection, Engine Protector, Return To Invoice, Inconvenience Allowance
Zero Depreciation Cover, Aggravation Cover, Key Replacement Cover, Windshield Glass Cover, Loss of Baggage Cover, Vehicle Replacement Cover
Cashless garages
6500+ partner workshops
8000+
Claim process
Inform the insurer before moving the vehicle to a garage (helplines 1800-220-233, 1860-500-3333, 022-67837800; GCIcare@generalicentral.com; SMS 'MOTORCLAIM' to 9222211100) with policy, driver, accident and vehicle details; surveyor deputed to assess the loss; hand over documents to surveyor/garage.
Step 1: Intimate claim - call 1800 568 9999 or intimate online. Step 2: Inspection of the car to assess damage. Step 3: Claim approved, with updates.
Insurer
IRDAI UIN
IRDAN132RPMT0001V06201213
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A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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