Premium depends on your profile
Two-Wheeler Insurance · head to head
Digit Two-Wheeler Insurance (Comprehensive) vs Two Wheeler Insurance (Comprehensive)
HDFC ERGO
Two Wheeler Insurance (Comprehensive)
Premium depends on your profile
Specifications side by side
Spec
Digit Two-Wheeler Insurance (Comprehensive)
Two Wheeler Insurance (Comprehensive)
Policy
Policy types
Third-Party, Comprehensive, Own Damage
Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
Number of add-ons listed
8
9
Add-ons listed
Daily Conveyance Benefit, Engine & Gear-box Protection Cover, Tyre Protect, Consumable Cover, Return to Invoice Cover, EV Shield Add-on Cover, Zero Depreciation Cover, Breakdown Assistance
Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
Cashless garages
10,000+
2000+
Claim process
Digit App: login and open 'File Motor Claim', select policy; fill in accident and damage details; update personal details; claim filed and next steps sent on email and WhatsApp; smartphone-enabled self inspection.
4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.
Insurer
IRDAI UIN
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HDE MO P14 40 V02 14 15
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.