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Happy Traveller Plan
Premium depends on your profile
Travel Insurance · head to head
Happy Traveller Plan vs TripSecure+
ICICI Lombard
TripSecure+
Premium depends on your profile
Specifications side by side
Spec
Happy Traveller Plan
TripSecure+
Plan
Trip type
Single trip
Single trip
Entry age
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
0 to 80+ years
Pre-existing conditions
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered
Life-threatening conditions only: 'Pre-existing disease for life threatning conditions under Hospitalisation cover' (brochure); wording excludes 'Any Pre-Existing Disease (PED) or any complication arising from it unless in case of Life Threatening Condition'; separate optional 'Pre-existing disease cover' extension referenced
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
GODTIOP24172V012324
ICITIOP27060V032627
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.