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Student Explore vs Globetrotter - Overseas Individual Student Insurance

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Specifications side by side

Spec
Student Explore
Globetrotter - Overseas Individual Student Insurance
Plan
Trip type
Student
Student
Geography
Worldwide including USA & Canada | Worldwide excluding USA & Canada
Excluding US-Canada cover | Worldwide cover
Sum insured options (USD)
USD 30,000, USD 50,000, USD 100,000, USD 300,000, USD 500,000, USD 1,000,000
USD 50,000, USD 100,000, USD 250,000, USD 500,000
Pre-existing conditions
'Pre-existing Disease Cover in Life Threatening Medical Condition': emergency hospitalization for a life-threatening condition due to pre-existing disease 'up to 10% of Sum Insured of Benefit 1', with approval within 24 hours
Excluded: 'medical expenses arising out of pre-existing conditions, (except in case of life threatening situations)'
Benefits
Medical expenses
Yes
Yes
Trip cancellation
No
—
Baggage loss
Yes
Yes
Baggage delay
Yes
—
Passport loss
Yes
Yes
Flight delay
Yes
—
Personal liability
Yes
Yes
Insurer
IRDAI UIN
IRDA/NL-HLT/RHI/P-T/V.I/71/2014-15
ICITIOP22094V022122

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