Travel Insurance · head to head

Explore vs Smart Travel

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Care Health

Explore

Premium depends on your profile

Zurich Kotak

Specifications side by side

Show only differences (5)

Spec

Explore

Smart Travel

Plan

Trip type

Single trip

Geography

—

Asia | Worldwide Including USA & Canada | Worldwide Excluding USA & Canada | Schengen

Sum insured options (USD)

—

USD 30,000, USD 50,000, USD 100,000, USD 150,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000

Entry age

Minimum 1 day; Maximum No Age Limit (multi-trip: maximum age cannot exceed 70 yrs)

Single Trip: Minimum Entry Age 3 months, Maximum Age No Limit (plans: 3 Months to 70 years; Senior 71 years and above)

Pre-existing conditions

Optional Benefit 1 'Life Threatening Condition due to PED': 'coverage for Pre-existing diseases for Life Threatening Conditions will be included for Hospitalization Expenses (Benefit 1) up to the limits mentioned in the Policy Schedule', payable only till medically stable; product page states life-threatening PEDs covered up to 10% of sum insured if disclosed

Optional 'Pre-existing Disease cover' (declared and accepted conditions) up to its own sum insured: USD 2,500 (Platinum), USD 5,000 (Platinum Plus); NA for Silver, Gold, Senior; otherwise 'Any treatment of a Pre-existing disease' excluded

Benefits

Medical expenses

Yes

Trip cancellation

Yes

Baggage loss

Yes

Baggage delay

Yes

Passport loss

Yes

Flight delay

Yes

Personal liability

Yes

Insurer

IRDAI UIN

CHITIOP26051V042526

ZUKTIOP25061V022425

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