Care Health
Explore
Premium depends on your profile
Travel Insurance · head to head
Explore vs Travel Insurance Policy
Universal Sompo
Travel Insurance Policy
Premium depends on your profile
Specifications side by side
Spec
Explore
Travel Insurance Policy
Plan
Trip type
Single trip
Single trip
Entry age
Minimum 1 day; Maximum No Age Limit (multi-trip: maximum age cannot exceed 70 yrs)
from age of 1 year up to an age of 70 years
Pre-existing conditions
Optional Benefit 1 'Life Threatening Condition due to PED': 'coverage for Pre-existing diseases for Life Threatening Conditions will be included for Hospitalization Expenses (Benefit 1) up to the limits mentioned in the Policy Schedule', payable only till medically stable; product page states life-threatening PEDs covered up to 10% of sum insured if disclosed
Life-threatening emergencies only: 'Lifesaving unforeseen emergency measures or measures solely designed to relieve acute pain provided to You by medical assistance for disease / accident including their consequences arising out of a pre-existing condition' (subject to General Exclusions); otherwise 'Medical Expenses / services, the need for which arises out of a pre-existing condition' excluded
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
CHITIOP26051V042526
UNITIOP21251V032021
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.