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Explore vs Travel Insurance (Business and Holiday)

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Explore

Premium depends on your profile

Specifications side by side

Spec
Explore
Travel Insurance (Business and Holiday)
Plan
Trip type
Single trip
Single trip
Geography
—
Worldwide | Worldwide excluding USA & Canada
Sum insured options (USD)
—
USD 50,000 to USD 500,000 in steps of USD 5,000 (91 options)
Entry age
Minimum 1 day; Maximum No Age Limit (multi-trip: maximum age cannot exceed 70 yrs)
6 months to 70 years
Pre-existing conditions
Optional Benefit 1 'Life Threatening Condition due to PED': 'coverage for Pre-existing diseases for Life Threatening Conditions will be included for Hospitalization Expenses (Benefit 1) up to the limits mentioned in the Policy Schedule', payable only till medically stable; product page states life-threatening PEDs covered up to 10% of sum insured if disclosed
Not covered: exclusion 'Any pre-existing disease'; 'The Policy is not designed to provide an indemnity in respect of medical services, the need for which arises out of a pre-existing disease.'
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
—
₹541
Sample premium is for
—
Single Trip, Age Band 0.5 - 40, Worldwide excluding USA & Canada, Section A limit USD 50,000, duration up to 7 days; INR; rate table does not state whether GST is included
Insurer
IRDAI UIN
CHITIOP26051V042526
SBITIOP14004V011314

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