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Explore vs Overseas Travel Protector

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Care Health

Explore

Premium depends on your profile

IFFCO Tokio

Specifications side by side

Show only differences (7)

Spec

Explore

Overseas Travel Protector

Plan

Trip type

Single trip

Geography

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Worldwide (incl. US/Canada) | Schengen | Worldwide (excl. US/Canada) | Asia

Sum insured options (USD)

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USD 25,000, USD 50,000, USD 100,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000

Entry age

Minimum 1 day; Maximum No Age Limit (multi-trip: maximum age cannot exceed 70 yrs)

Specific Trip: Child 3 months - upto 18 years; Adult 18 years onwards (Annual Multi Trip: 12 years to 80 years)

Pre-existing conditions

Optional Benefit 1 'Life Threatening Condition due to PED': 'coverage for Pre-existing diseases for Life Threatening Conditions will be included for Hospitalization Expenses (Benefit 1) up to the limits mentioned in the Policy Schedule', payable only till medically stable; product page states life-threatening PEDs covered up to 10% of sum insured if disclosed

'PED sub limit for life threatening conditions within overall medical expenses (cannot be opted out)': USD 20,000 (Platinum 1000), 15,000 (Platinum 750), 12,500 (Platinum 500), 12,500 (Gold 500), 10,000 (Gold 250), 5,000 (Silver 100), 2,500 (Silver 50), 2,500 (Bronze 50), 1,000 (Bronze 25)

Benefits

Medical expenses

Yes

Trip cancellation

Yes

Baggage loss

Yes

Baggage delay

Yes

Passport loss

Yes

Flight delay

Yes

Personal liability

Yes

Premium

Sample annual premium

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₹330.28

Sample premium is for

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Silver 50 (USD 50,000), Specific Trip plan with sublimit, Worldwide (Excl US/CA), travel days 5-7, age band 3 Months - 40; INR; rate chart does not state whether GST is included

Insurer

IRDAI UIN

CHITIOP26051V042526

IFFTIOP27045V012627

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