Entry age
Minimum 1 day; Maximum No Age Limit (multi-trip: maximum age cannot exceed 70 yrs)
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
Pre-existing conditions
Optional Benefit 1 'Life Threatening Condition due to PED': 'coverage for Pre-existing diseases for Life Threatening Conditions will be included for Hospitalization Expenses (Benefit 1) up to the limits mentioned in the Policy Schedule', payable only till medically stable; product page states life-threatening PEDs covered up to 10% of sum insured if disclosed
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered