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Travel Ace (International) vs Star Travel Protect Insurance Policy

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Specifications side by side

Spec
Travel Ace (International)
Star Travel Protect Insurance Policy
Plan
Trip type
Single trip
Single trip
Geography
Excl USA & Canada | Incl USA & Canada
Including USA & Canada | Worldwide - Excluding USA & Canada
Sum insured options (USD)
USD 50,000, USD 100,000, USD 200,000, USD 500,000
USD 50,000, USD 100,000, USD 250,000, USD 500,000
Entry age
0-70 yrs (Standard, Silver, Gold, Platinum); 70+ (Super Age)
aged between 6 months and 70 years (70-75 years at a premium loading of 50%)
Pre-existing conditions
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'; Extn. 3 Pre-Existing Illness Cover USD 5000 in Platinum only (NA in other plans)
—
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
₹718
₹352
Sample premium is for
Travel Ace Standard (USD 50,000), premium with medical sub-limit, Excl USA & Canada, age band 0-50, travel days 1-15; brochure does not state GST inclusion
Plan A2, Sum Insured USD 50000, Travel Worldwide - Excluding USA & Canada, age 6M-40 years, 5 to 7 days; INR; brochure does not state tax treatment (older prospectus V3 shows the same tables labelled 'Including tax @ 18%' with figures about 18% higher, suggesting brochure figures exclude tax)
Insurer
IRDAI UIN
BAJTIOP24008V022324
IRDA/NL-HLT/SHAI/P-T/V.I/140/13-14

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