Bajaj General
Travel Ace (International)
Sample premium
₹718 per trip*
Travel Insurance · head to head
Travel Ace (International) vs Overseas Travel Protector
IFFCO Tokio
Overseas Travel Protector
Sample premium
₹330.28 per trip*
Specifications side by side
Spec
Travel Ace (International)
Overseas Travel Protector
Plan
Trip type
Single trip
Single trip
Geography
Excl USA & Canada | Incl USA & Canada
Worldwide (incl. US/Canada) | Schengen | Worldwide (excl. US/Canada) | Asia
Sum insured options (USD)
USD 50,000, USD 100,000, USD 200,000, USD 500,000
USD 25,000, USD 50,000, USD 100,000, USD 250,000, USD 500,000, USD 750,000, USD 1,000,000
Entry age
0-70 yrs (Standard, Silver, Gold, Platinum); 70+ (Super Age)
Specific Trip: Child 3 months - upto 18 years; Adult 18 years onwards (Annual Multi Trip: 12 years to 80 years)
Pre-existing conditions
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'; Extn. 3 Pre-Existing Illness Cover USD 5000 in Platinum only (NA in other plans)
'PED sub limit for life threatening conditions within overall medical expenses (cannot be opted out)': USD 20,000 (Platinum 1000), 15,000 (Platinum 750), 12,500 (Platinum 500), 12,500 (Gold 500), 10,000 (Gold 250), 5,000 (Silver 100), 2,500 (Silver 50), 2,500 (Bronze 50), 1,000 (Bronze 25)
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
₹718
₹330.28
Sample premium is for
Travel Ace Standard (USD 50,000), premium with medical sub-limit, Excl USA & Canada, age band 0-50, travel days 1-15; brochure does not state GST inclusion
Silver 50 (USD 50,000), Specific Trip plan with sublimit, Worldwide (Excl US/CA), travel days 5-7, age band 3 Months - 40; INR; rate chart does not state whether GST is included
Insurer
IRDAI UIN
BAJTIOP24008V022324
IFFTIOP27045V012627
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.