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Travel Ace (International) vs Happy Traveller Plan

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Specifications side by side

Spec
Travel Ace (International)
Happy Traveller Plan
Plan
Trip type
Single trip
Single trip
Geography
Excl USA & Canada | Incl USA & Canada
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Sum insured options (USD)
USD 50,000, USD 100,000, USD 200,000, USD 500,000
—
Entry age
0-70 yrs (Standard, Silver, Gold, Platinum); 70+ (Super Age)
Minimum: Proposer 18 years, Child 91 days, Adult 18 years; Maximum: No limit ('Max entry age of adult can be 99 years')
Pre-existing conditions
'Emergency medical treatment for life-threatening conditions arising out of any pre-existing medical condition upto USD 3000 is covered under medical expenses'; Extn. 3 Pre-Existing Illness Cover USD 5000 in Platinum only (NA in other plans)
Excluded unless opted: 'Any Pre-existing medical disease/Condition either declared or undeclared. Declared Pre-existing medical disease/Condition can be waived, subject to the same is accepted by Us on the payment of additional premium (only up to the limit specified in Policy Schedule)'; website: Smart 360 PED $5K–$10K, Smart not covered
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Premium
Sample annual premium
₹718
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Sample premium is for
Travel Ace Standard (USD 50,000), premium with medical sub-limit, Excl USA & Canada, age band 0-50, travel days 1-15; brochure does not state GST inclusion
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Insurer
IRDAI UIN
BAJTIOP24008V022324
GODTIOP24172V012324

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