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Private Car Package Policy vs Private Car Insurance Policy - Package

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Specifications side by side

Spec
Private Car Package Policy
Private Car Insurance Policy - Package
Policy
Policy types
Private Package Car Insurance Policy (comprehensive), Liability Only Policy, Standalone Own Damage Policy
Comprehensive Car Insurance, Own Damage Car Insurance, Third-Party Car Insurance (also Bundled Private Car Insurance Policy)
Number of add-ons listed
9
9
Add-ons listed
24x7 Road Side Assistance, Consumable Expenses, Zero Depreciation Cover, No Claim Bonus Protector, Tyre Safeguard, Conveyance Benefit, Engine Protector, Return to Invoice (RTI) Cover, Key Replacement Cover
Depreciation Reimbursement, Engine Guard, Consumables Cover, Pay As You Drive, Roadside Assistance Cover, NCB Cover, Key Protection Cover, Daily Allowance Cover, Tyre Protect Cover
Cashless garages
10,000+
Over 8700+ network garages
Claim process
Cashless: register claim by phone/website/app, receive claim registration number, move car to a network (cashless) garage, submit documents to surveyor, insurer confirms liability. Reimbursement: same registration, repair at any garage, documents to surveyor, reimbursement after liability is confirmed. On-the-spot claim registration via Bajaj General App.
Call 1800 102 1111 or email customer.care@sbigeneral.in to register; get a Claim Reference Number; submit documents (DL, RC, FIR as applicable); inspection within 24 hours on a working day; on cashless confirmation, repair at a network garage with payment direct to garage (customer pays deductible, depreciation, salvage).
Insurer
IRDAI UIN
IRDAN113RP0025V01200102
IRDAN144RP0005V03201112

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