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Car Insurance · head to head

Private Car Package Policy vs Private Car Package Policy

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Quick verdict

  • Private Car Package Policy is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Private Car Package Policy
Private Car Package Policy
Policy
Policy types
Private Package Car Insurance Policy (comprehensive), Liability Only Policy, Standalone Own Damage Policy
Private Car Package Policy (comprehensive), Liability Only Policy, Stand-Alone Own Damage (SOD) Policy
Number of add-ons listed
9
7
Add-ons listed
24x7 Road Side Assistance, Consumable Expenses, Zero Depreciation Cover, No Claim Bonus Protector, Tyre Safeguard, Conveyance Benefit, Engine Protector, Return to Invoice (RTI) Cover, Key Replacement Cover
Depreciation Cover, Consumables Cover, Gap Value Cover, Roadside Assistance Cover, Passenger Assistance Cover, Key Loss Cover, Engine Safe Cover
Cashless garages
10,000+
4300 (page also states 5,500+ partner garages)
Claim process
Cashless: register claim by phone/website/app, receive claim registration number, move car to a network (cashless) garage, submit documents to surveyor, insurer confirms liability. Reimbursement: same registration, repair at any garage, documents to surveyor, reimbursement after liability is confirmed. On-the-spot claim registration via Bajaj General App.
Register a claim by calling 1800 266 5844 or online on the website.
Insurer
IRDAI UIN
IRDAN113RP0025V01200102
IRDAN150RP0035V01201213

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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