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Private Car Package Policy vs Motor Protect Private Car Package Policy

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Specifications side by side

Spec
Private Car Package Policy
Motor Protect Private Car Package Policy
Policy
Policy types
Private Package Car Insurance Policy (comprehensive), Liability Only Policy, Standalone Own Damage Policy
Motor Protect Private Car Package Policy (comprehensive)
Number of add-ons listed
9
8
Add-ons listed
24x7 Road Side Assistance, Consumable Expenses, Zero Depreciation Cover, No Claim Bonus Protector, Tyre Safeguard, Conveyance Benefit, Engine Protector, Return to Invoice (RTI) Cover, Key Replacement Cover
Zero Depreciation, Theft or Loss of Keys, Loss of Personal Belongings, Tyre Damage, NCB Protection, Engine Protector, Return To Invoice, Inconvenience Allowance
Cashless garages
10,000+
6500+ partner workshops
Claim process
Cashless: register claim by phone/website/app, receive claim registration number, move car to a network (cashless) garage, submit documents to surveyor, insurer confirms liability. Reimbursement: same registration, repair at any garage, documents to surveyor, reimbursement after liability is confirmed. On-the-spot claim registration via Bajaj General App.
Inform the insurer before moving the vehicle to a garage (helplines 1800-220-233, 1860-500-3333, 022-67837800; GCIcare@generalicentral.com; SMS 'MOTORCLAIM' to 9222211100) with policy, driver, accident and vehicle details; surveyor deputed to assess the loss; hand over documents to surveyor/garage.
Insurer
IRDAI UIN
IRDAN113RP0025V01200102
IRDAN132RPMT0001V06201213

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