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International Travel Insurance vs Travel Insurance Policy

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Specifications side by side

Spec
International Travel Insurance
Travel Insurance Policy
Plan
Trip type
Single trip
Single trip
Entry age
over 91 days old but under 70 years old
from age of 1 year up to an age of 70 years
Pre-existing conditions
Excluded: 'Pre-existing diseases and related complications as per policy terms'
Life-threatening emergencies only: 'Lifesaving unforeseen emergency measures or measures solely designed to relieve acute pain provided to You by medical assistance for disease / accident including their consequences arising out of a pre-existing condition' (subject to General Exclusions); otherwise 'Medical Expenses / services, the need for which arises out of a pre-existing condition' excluded
Benefits
Medical expenses
Yes
Yes
Trip cancellation
Yes
Yes
Baggage loss
Yes
Yes
Baggage delay
Yes
Yes
Passport loss
Yes
Yes
Flight delay
Yes
Yes
Personal liability
Yes
Yes
Insurer
IRDAI UIN
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UNITIOP21251V032021

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