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Car Insurance · head to head

Comprehensive Car Insurance Policy vs Digit Car Insurance (Comprehensive Plan)

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Quick verdict

  • Digit Car Insurance (Comprehensive Plan) is better for most add-ons to choose from.

Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.

Specifications side by side

Spec
Comprehensive Car Insurance Policy
Digit Car Insurance (Comprehensive Plan)
Policy
Policy types
Third Party Car Insurance Policy, Comprehensive Car Insurance Policy, Zero Depreciation Car Policy - Super Saver (Bumper-to-Bumper), Stand Alone Own Damage Cover Policy, ACKO Car Insurance for Electric Vehicles
Third-Party Plan, Comprehensive Plan, Own Damage Plan
Number of add-ons listed
11
14
Add-ons listed
Roadside Assistance Cover, No Claim Bonus (NCB) Protection, Engine Protection Cover, Consumables Cover, Compulsory Personal Accident (Owner-Driver), Personal Accident Cover for Passengers, Paid Driver Protection, Return to Invoice Cover, Key Replacement Cover, Electrical Accessories Cover, Non-electrical Accessories Cover
Zero Depreciation Cover, Return to Invoice Cover, Engine and Gearbox Protection Cover, Pay As You Drive (PAYD) Cover, Breakdown Assistance, Tyre Protect Cover, EV Shield Add-on Cover, NCB Protector Cover, Preferred Garage Discount Add-on, Accidental Hospitalisation Cover, Daily Hospital Cash Cover, Good Driver Benefit, Advantage Plus Add-on, Consumable Cover
Cashless garages
4000+
10000+
Claim process
Online: 1. Log in to your ACKO profile with mobile number. 2. Open the car policy and click 'Register a claim'. 3. Enter details and upload claim documents (no physical paperwork). Instant settlement for minor claims.
Digit App: open 'File Motor Claim' and select the policy; enter accident, damage, vehicle location and contact details and click Register Claim; claim number generated; upload documents, select garage; smartphone self-inspection.

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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