Premium depends on your profile
Car Insurance · head to head
Comprehensive Car Insurance Policy vs Private Car Package Policy
Bajaj General
Private Car Package Policy
Premium depends on your profile
Quick verdict
- Comprehensive Car Insurance Policy is better for most add-ons to choose from.
Computed from stored specifications, the published car insurance scoring rules and recorded prices. Not an opinion.
Specifications side by side
Spec
Comprehensive Car Insurance Policy
Private Car Package Policy
Policy
Policy types
Third Party Car Insurance Policy, Comprehensive Car Insurance Policy, Zero Depreciation Car Policy - Super Saver (Bumper-to-Bumper), Stand Alone Own Damage Cover Policy, ACKO Car Insurance for Electric Vehicles
Private Package Car Insurance Policy (comprehensive), Liability Only Policy, Standalone Own Damage Policy
Number of add-ons listed
11
9
Add-ons listed
Roadside Assistance Cover, No Claim Bonus (NCB) Protection, Engine Protection Cover, Consumables Cover, Compulsory Personal Accident (Owner-Driver), Personal Accident Cover for Passengers, Paid Driver Protection, Return to Invoice Cover, Key Replacement Cover, Electrical Accessories Cover, Non-electrical Accessories Cover
24x7 Road Side Assistance, Consumable Expenses, Zero Depreciation Cover, No Claim Bonus Protector, Tyre Safeguard, Conveyance Benefit, Engine Protector, Return to Invoice (RTI) Cover, Key Replacement Cover
Cashless garages
4000+
10,000+
Claim process
Online: 1. Log in to your ACKO profile with mobile number. 2. Open the car policy and click 'Register a claim'. 3. Enter details and upload claim documents (no physical paperwork). Instant settlement for minor claims.
Cashless: register claim by phone/website/app, receive claim registration number, move car to a network (cashless) garage, submit documents to surveyor, insurer confirms liability. Reimbursement: same registration, repair at any garage, documents to surveyor, reimbursement after liability is confirmed. On-the-spot claim registration via Bajaj General App.
Insurer
IRDAI UIN
—
IRDAN113RP0025V01200102
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.