Premium depends on your profile
Two-Wheeler Insurance · head to head
Comprehensive Bike Insurance Policy vs Two Wheeler Insurance (Comprehensive)
HDFC ERGO
Two Wheeler Insurance (Comprehensive)
Premium depends on your profile
Specifications side by side
Spec
Comprehensive Bike Insurance Policy
Two Wheeler Insurance (Comprehensive)
Policy
Policy types
Third-party Bike Insurance Policy, Comprehensive Bike Insurance Policy, Standalone Own Damage Insurance Policy
Comprehensive insurance, Third Party insurance, Standalone own damage, cover for a brand new bike
Number of add-ons listed
8
9
Add-ons listed
Zero Depreciation Cover, Personal Accident (PA) Cover, Pillion Rider Cover, Return To Invoice Cover, Helmet Protect Cover, Engine Protection Cover, Consumables Cover, 24/7 Road Assistance
Zero Depreciation, No claim bonus (NCB) Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Cost of Consumables, Cash Allowance, EMI Protector, TW PA Cover
Cashless garages
4000+
2000+
Claim process
Inform the insurer (helpline or message) to register the claim; click photos of damage; take bike to network or non-network garage; upload documents; surveyor may inspect; claim verified; cashless settled at network garage or reimbursement after repair.
4 steps: 1. Contact claim team via helpline or WhatsApp 8169500500 and upload documents via link. 2. Self inspection or app-enabled digital inspection by surveyor/workshop partner. 3. Track claim status on claim tracker. 4. On approval, settled through network garage.
Insurer
IRDAI UIN
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HDE MO P14 40 V02 14 15
A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.