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Two-Wheeler Insurance · head to head

Comprehensive Bike Insurance Policy vs Two Wheeler Package Policy

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Specifications side by side

Spec
Comprehensive Bike Insurance Policy
Two Wheeler Package Policy
Policy
Policy types
Third-party Bike Insurance Policy, Comprehensive Bike Insurance Policy, Standalone Own Damage Insurance Policy
Comprehensive Bike Cover (two-wheeler package policy), Third Party Cover, Standalone Own Damage Cover
Number of add-ons listed
8
8
Add-ons listed
Zero Depreciation Cover, Personal Accident (PA) Cover, Pillion Rider Cover, Return To Invoice Cover, Helmet Protect Cover, Engine Protection Cover, Consumables Cover, 24/7 Road Assistance
24x7 Road Side Assistance, Consumable Expenses, Zero Depreciation Cover, No Claim Bonus Protector, Tyre Safeguard, Conveyance Benefit, Engine Protector, Return to Invoice (RTI) Cover
Cashless garages
4000+
10,000+
Claim process
Inform the insurer (helpline or message) to register the claim; click photos of damage; take bike to network or non-network garage; upload documents; surveyor may inspect; claim verified; cashless settled at network garage or reimbursement after repair.
Via Bajaj General App: register/login and use Motor On the spot claim, enter policy and accident details (location, date, time), click Register, receive SMS with claim registration number.
Insurer
IRDAI UIN
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IRDAN113RP0026V01200102

A tick marks the better value where the category rules say higher (or lower) is better. Text values are shown without a winner. Ties have no winner.

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